Good morning! It’s Daniel de Visé with your Daily Money. Betty Lin-Fisher is off today, so I'll do my best to honor her consumer focus. It is, after all, the Friday before Labor Day weekend.

Good news for Labor Day road trippers: Gas prices are easing up, Bailey Schulz reports. 

The national average for regular fuel at the pump was $3.36 per gallon as of Thursday, down about 14 cents from last month and 46 cents from a year ago, according to data from AAA. Barring any unexpected road bumps ahead, experts say prices should keep falling through the remainder of the year.

Here's more on why prices are down and should stay that way.

The steep cost of uninsured motorists

Sticking with the automotive theme: Uninsured motorists are on the rise, and they are driving up the cost of auto insurance for the rest of us. 

The car insurance industry is caught, analysts say, in a vicious cycle of spiraling costs. Car insurance costs have surged by 52% in three years. Rising premiums are prompting more motorists to drop insurance, and their choice is pushing up premiums for other drivers. 

Here's more on the uninsured motorist trend, and what it means for insurance rates down the road.

📰 More stories you shouldn't miss 📰

• What's the real cost of Trump's tariffs?
• Another chain nixes tobacco sales
• Auto sales get a Labor Day boost
• 'Popping sound' triggers Magic Kingdom chaos
• Will Nvidia soon be worth more than Apple?

🍔 Today's Menu 🍔

At least one in five Red Lobster locations is gone, or will shut down this year, as the nation's largest seafood restaurant chain attempts to find its footing after filing for chapter 11 bankruptcy in May, Jim Sergent reports.

The good news for cheddar bay biscuit fans: Hundreds of locations remain open across the country.

This year's closures represent 20% of the 643 restaurants that were operating as the year started. We've collected the addresses of every location and whether they will be open or closed after this new round of closures.

Read the story here.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.