Deer season is here and while that may be of particular interest to deer hunters, it should also be of interest to anyone who drives a car.
According to a Highway Loss Data Institute, the number of animal strike-related insurance claims in November is more than twice the yearly average. This peak coincides with mating season when deer are the most active.
According to the HLDI, the severity of claims, measured in dollars insurers pay to cover losses, also climbs during the peak month. The average cost of November animal strike claims from 2013 to 2022 was $4,600, compared with $3,522 for February, the month with the least severe crashes.
While the data does not include information about the type of animal involved in these crashes, both the timing of the spike and the greater damage suggest that most of these collisions involve deer, rather than smaller animals.
So, what should you do if you hit a deer with your car? And what can you do to avoid hitting them? Here are some tips.
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According to AAA, the best way to avoid hitting a deer is to remain diligent. Spotting a deer before it's too late is the best way to avoid a collision.
Additionally, drivers should:
Unfortunately, there are some instances in which you might not be able to avoid hitting the deer.
According to AAA, when a collision is imminent, here is the proper way to hit a deer to keep yourself safe:
◾ Don't swerve: Swerving is one of the biggest mistakes you can make before you hit a deer. Swerving can seem correct at the moment, but this can cause you to hit another vehicle or someone's property.
◾ Don't speed up: Contrary to popular belief, speeding up before hitting a deer will not do you any favors. It can cause more damage to you and your vehicle.
◾ Apply the brakes: Hold onto your steering wheel, apply the brakes and try your best to come to a complete stop as soon as you can. Braking is the safest way to hit a deer and will cause significantly less damage than the alternative.
Here's what AAA suggests doing immediately after hitting a deer with your car:
◾ Move off the road: Moving off the road keeps other drivers and you safe. Turn your hazard lights on and move out of traffic. If your vehicle is inoperable, try your best to get it in a safe spot.
◾ Report if the deer is on the road: Reporting the accident can help on many fronts, but especially if the injured deer is still in the roadway.
◾ Assess damage to your vehicle: If you're going to make a claim, you may want to snap a few pictures of the vehicle damage. It will help you and your insurance provider when processing the claim.
◾ Don't automatically assume your car is OK to drive: Once you’ve taken all the necessary steps after hitting a deer, you’ll want to move on with your life. But don’t assume your car is ready to drive off. Thoroughly assess your car and any damages before driving off.
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